Skip to content

Commodity Investment

Gold, silver, crude — which way to buy?

Physical gold has making charges. ETFs have expense ratios. SGBs are paused. Futures need margin. PortoAI compares every option and helps you pick the right one.

The problem

Every Google search gives a different answer

Physical gold has making charges and storage headaches. Gold ETFs have expense ratios but trade like stocks. SGBs give 2.5% interest but new issuances are paused since 2024. Digital Gold starts at ₹100 but you're not sure about purity. MCX futures give leverage but need margin money. Every option has fine print — and every article recommends a different one.

This is for you if

  • You want to add gold to your portfolio but don't know which format
  • You're confused between SGBs, Gold ETFs, and Digital Gold
  • You want to understand MCX lot sizes and margin requirements
  • You're looking at silver or crude oil but don't know where to start

What you can do

Compare everything. Pick what fits.

PortoAI knows every way to invest in commodities in India — and helps you compare based on your needs.

01

Format comparison

Physical vs ETF vs SGB vs Digital Gold vs MCX futures — side by side with costs, lock-in, tax treatment, and minimum investment. For your situation, not in general.

02

MCX lot sizes and margins

Gold regular (100g), mini (10g), guinea (8g). Silver regular (30kg), mini (5kg), micro (1kg). Crude 100 bbl vs mini 10 bbl. All lot sizes and approximate margins in one question.

03

SGB secondary market

New SGB issuances are paused, but existing bonds trade on NSE/BSE. PortoAI explains how to buy on the secondary market and what premiums/discounts to expect.

04

Portfolio allocation context

How much of your portfolio should be in commodities? PortoAI shows your current allocation and what adding gold or silver would do to your diversification.

Try it yourself

Questions you can ask

Compare Gold ETF vs SGB vs Digital Gold

What's the lot size for gold mini on MCX?

How do I buy SGBs on the secondary market?

Should I add gold to my portfolio? I have 0% commodity exposure.

What's the current silver price?

Ready to try these prompts with your own portfolio?

Try it in PortoAI

Real users, real portfolios

Trusted by real investors

Spent two hours researching a stock last month. This week I asked PortoAI about a similar company and had everything in two minutes. Revenue, margins, peer comparison, and whether it even fits my portfolio. I'm not going back to doing it manually.
Priya Sharma

Priya Sharma

Long-term investor · Bengaluru

Bad day, portfolio deep red, I was about to double down on a losing position. Got a revenge trade warning. I was annoyed but I closed the app and went for a walk. That stock dropped for another week straight.
Anil Kumar

Anil Kumar

Options trader · Mumbai

I used to keep Screener, TradingView, and Zerodha open in three tabs. Now I just ask PortoAI. Fundamentals, technicals, risk check, place the order. Haven't opened Screener in weeks.
Ravi Mehta

Ravi Mehta

Investor · Delhi

Continue reading

Stop reading about it. Start doing it.

Connect your broker. Get risk checks, position sizing, and portfolio context before every trade.

No tips · No auto-trading · You confirm every order