AI Mutual Fund Analysis

See what your mutual funds actually hold

Holdings overlap, expense ratios, ELSS for 80C, category comparison. Understand your MF portfolio in plain language and spot hidden overlap with your direct equity.

Analyze your MFs

AI research tool · Does not transact MFs · You decide

PortoAI

Online

Do my MFs overlap with direct equity?

Portfolio overlap analysis

HDFC Bank20%

Reliance15%

Infosys12%

Top 3 stocks = 47% of total portfolio. High concentration risk.

Ask PortoAI anything...

You have 4 mutual funds. Maybe 5. You started a SIP two years ago because someone said “just invest in index funds.” Then you added an ELSS for tax saving. Then a mid-cap fund because small was doing well.

Now you have no idea what your funds actually hold. Are three of them holding the same HDFC Bank? Is your “diversified” portfolio actually concentrated in banking?

You own the funds. But you don't understand the portfolio.

What if you could see through your funds. To the actual stocks they hold?

Your holdings

NAV, units, gains. The clear picture

See every mutual fund you hold: current NAV, units, invested value, current value, and gain/loss. Pulled from your broker. No PDFs to download. No statements to upload.

“Show my mutual fund holdings”

Your mutual fund holdings:

Mirae Asset Large Cap. 245 units · NAV ₹98.2 · Invested ₹20,000 · Current ₹24,059 · +20.3%

Axis ELSS Tax Saver. 312 units · NAV ₹78.5 · Invested ₹25,000 · Current ₹24,492 · -2.0%

PPFAS Flexi Cap. 180 units · NAV ₹62.1 · Invested ₹10,000 · Current ₹11,178 · +11.8%

Fund research

Compare funds with metrics that matter

Expense ratio

How much the fund charges annually. Lower is usually better: but not always.

Exit load

What you pay for early redemption. ELSS has a 3-year lock-in. Others vary.

Alpha & Beta

Alpha = excess return. Beta = market sensitivity. Both matter for risk-adjusted performance.

Category comparison

Compare across Large Cap, Mid Cap, Small Cap, Hybrid, ELSS, Liquid: by category, not apples to oranges.

Tax saving

ELSS for 80C. The shortest lock-in

ELSS funds qualify for Section 80C deduction up to ₹1.5L. The lock-in is 3 years, shorter than PPF (15 years) or NPS (till retirement). Fund disclosures are regulated by SEBI and data is sourced from AMFI. PortoAI helps you compare ELSS funds by returns, risk, and expense ratio. So you pick the right one, not just the popular one.

Your MFs and stocks might be holding the same companies

You hold RELIANCE directly. Your large-cap fund also has 8% in RELIANCE. Your flexi-cap fund has another 5%. Your actual RELIANCE exposure? Much higher than you think. PortoAI detects these overlaps and flags the concentration risk.

Check if your MFs overlap with your direct equity. Takes one question.

Try it in PortoAI

Works with

MFs are part of the bigger picture

Financial planner Portfolio checkup Behaviour fingerprint

Real users, real portfolios

Trusted by real investors

“Spent two hours researching a stock last month. Asked PortoAI about Tata Motors this week, filings, peer comparison, risk flags, portfolio fit, all in under two minutes. Saved me roughly 6 hours of research this month alone.”

Priya Sharma

Long-term investor · ₹18L portfolio · Bengaluru

“Portfolio was deep red, I was about to double down on a losing Bank Nifty position. Got a revenge trade warning. Closed the app, went for a walk. That position dropped another 8% over the next week. PortoAI saved me roughly ₹12,400 on that single trade.”

Anil Kumar

F&O trader · 3 years active · Mumbai

“Used to keep Screener, TradingView, and Zerodha Kite open in three tabs. Now I just ask PortoAI. Fundamentals, technicals, risk check, position size. Cut my pre-trade research from 20 minutes to 3 minutes per stock.”

Ravi Mehta

Active investor · 47 stocks · Delhi

Mutual fund FAQ

Transactions, ELSS, overlap detection, and data sources.

Can PortoAI buy or sell mutual funds?

No. PortoAI analyzes your MF holdings and helps you research funds. It doesn't transact. For purchases, use your AMC or broker platform.

How does ELSS help with 80C tax savings?

ELSS (Equity Linked Savings Scheme) qualifies for up to ₹1.5L deduction under Section 80C of the Income Tax Act, 1961. It has a 3-year lock-in — the shortest among 80C options. PortoAI helps compare ELSS funds by returns, expense ratio, and alpha.

What is equity-MF overlap detection?

If you hold RELIANCE directly and your MF also has 8% in RELIANCE, your actual exposure is higher than you think. PortoAI flags these overlaps so you know your true concentration.

Where does fund data come from?

Fund data including NAV, holdings, expense ratios, and performance metrics is sourced from AMFI (amfiindia.com) and fund house disclosures as mandated by SEBI’s mutual fund regulations.

What mutual fund data does PortoAI use?

AMFI-published NAV data, fund factsheets, and portfolio disclosures published monthly by asset management companies. All data is publicly available from AMFI at amfiindia.com.

Can PortoAI detect overlap between my mutual funds?

Yes. If two funds in your portfolio hold the same underlying stocks, PortoAI identifies the overlap and shows you the effective concentration in each shared holding.

Does this work for direct and regular plans?

Yes. PortoAI reads the fund holdings regardless of whether you hold direct or regular plans through Zerodha or Groww.

Can PortoAI compare a fund against its benchmark?

Yes. You can ask PortoAI to compare a fund's sector allocation, top holdings, and historical returns against its declared benchmark index.

See what your mutual funds actually hold.

See what your mutual funds actually hold. Detect overlaps. Compare by what matters. One conversation.

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