AI Portfolio Checkup
Your portfolio has problems you cannot see on Kite or Groww.
38% in banking. 19% in a single stock. A stress-test loss of 14% if IT corrects. These numbers are in your portfolio right now, but your broker app never shows them. PortoAI does.
AI research tool · You confirm every order · Orders stay inside your broker
PortoAI
Online
Am I overexposed to banking?
Banking sector exposure
Overweight
1.7x
Stress test
−3.8%
Target
~25%
Ask PortoAI anything...
What is a portfolio health check?
A portfolio health check is a systematic review of your stock holdings to identify concentration risk, sector overexposure, drawdowns, and behavioural red flags. PortoAI performs this analysis by connecting directly to your Zerodha broker account via read-only API access. It examines your actual holdings, positions, and trade history to surface problems like single-stock risk exceeding safe thresholds, sector crowding across banking or IT names, and behavioural patterns such as overtrading or revenge trades. Unlike generic portfolio trackers, every insight is grounded in what you actually own, not hypothetical model portfolios. The checkup covers five key areas: concentration and sector exposure (informed by diversification principles outlined in SEBI's regulatory framework), drawdowns and volatility clustering, risk signals and governance red flags, behaviour drift detection, and portfolio fit analysis for new investment ideas. All insights are educational and decision-support only. PortoAI is not a SEBI-registered investment adviser.
What we check
Five areas of your portfolio
Concentration & sector exposure
Your top 3 stocks are 43% of your portfolio. SEBI considers anything above 10% in a single stock a concentration risk. PortoAI calculates this across both your Zerodha and Groww holdings combined.
Drawdowns & volatility
If Nifty falls 15%, your portfolio falls 19.2% because of your banking overweight. PortoAI runs stress tests against historical crashes (COVID March 2020, Oct 2021 sell-off) using your actual positions.
Risk signals & red flags
Get context on unusual moves, governance alerts, pledge changes, and hype-driven spikes.
Behaviour drift
You started as a large-cap investor. Over 8 months, small-cap allocation crept from 12% to 31% without you noticing. PortoAI tracks the drift.
Portfolio fit for new ideas
Check overlap, diversification impact, and whether a new idea increases concentration risk.
Setup
How the checkup works
Connect your broker (Zerodha today; Groww soon).
Sync holdings, positions, orders, and cash for context (read-only).
Ask PortoAI for a health check and focus areas.
Review signals and decide. Orders stay inside your broker.
Real users, real portfolios
Trusted by real investors
“Spent two hours researching a stock last month. Asked PortoAI about Tata Motors this week, filings, peer comparison, risk flags, portfolio fit, all in under two minutes. Saved me roughly 6 hours of research this month alone.”
Priya Sharma
Long-term investor · ₹18L portfolio · Bengaluru
“Portfolio was deep red, I was about to double down on a losing Bank Nifty position. Got a revenge trade warning. Closed the app, went for a walk. That position dropped another 8% over the next week. PortoAI saved me roughly ₹12,400 on that single trade.”
Anil Kumar
F&O trader · 3 years active · Mumbai
“Used to keep Screener, TradingView, and Zerodha Kite open in three tabs. Now I just ask PortoAI. Fundamentals, technicals, risk check, position size. Cut my pre-trade research from 20 minutes to 3 minutes per stock.”
Ravi Mehta
Active investor · 47 stocks · Delhi
Portfolio checkup FAQ
Quick answers on recommendations, trade execution, and what data PortoAI uses for your portfolio x-ray.
Does PortoAI tell me what to buy or sell?
Does PortoAI execute trades?
What data does it use for the health check?
Your broker shows prices. PortoAI shows problems.
Connect Zerodha or Groww. Get your portfolio health score in 2 minutes. See concentration, stress-test results, and sector exposure.
You confirm every order · 2-minute setup · No card required · Cancel anytime