Terms of Service

Effective date: September 29, 2025

These Terms of Service ("Terms") govern your access to and use of the PortoAI websites and services (collectively, the "Services"). By accessing or using the Services, you agree to be bound by these Terms.

1. Who we are

PRANAALPHA LABS PRIVATE LIMITED ("Company") operates the PortoAI Services and provides educational insights and decision-support tools for investors. We do not provide investment, legal, accounting, or tax advice and we do not execute trades or custody assets.

2. Eligibility

You must be of legal age to form a binding contract in your jurisdiction and have the authority to agree to these Terms.

3. Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4. Acceptable use

You agree not to misuse the Services, including without limitation by attempting to reverse engineer, disrupt, or gain unauthorized access to the Services or related systems.

5. Subscriptions and billing

If you purchase a paid plan, you authorize us and our payment processor to charge your chosen payment method for recurring subscription fees and any applicable taxes. See our Refund & Cancellation Policyfor details on renewals, cancellations, and refunds.

6. No financial advice

Content is provided for informational and educational purposes only and should not be construed as investment advice or a recommendation to buy, sell, or hold any security.

7. Third-party services

The Services may integrate with third-party services (e.g., brokers, data providers, payment processors). We are not responsible for third-party services and your use of them is subject to their terms.

8. Intellectual property

All rights, title, and interest in and to the Services (excluding your content) are and will remain the exclusive property of PRANAALPHA LABS PRIVATE LIMITED and its licensors.

9. Disclaimers

The Services are provided "as is" without warranties of any kind, express or implied. Past performance does not guarantee future results.

10. Limitation of liability

To the maximum extent permitted by law, PRANAALPHA LABS PRIVATE LIMITED will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly.

11. Termination

We may suspend or terminate your access to the Services at any time for any reason. You may stop using the Services at any time.

12. Changes to these Terms

We may revise these Terms from time to time. We will post the updated Terms on this page with an updated effective date. Your continued use of the Services constitutes acceptance of the updated Terms.

13. Contact

Questions about these Terms? Contact us at /contact.