SBI Cards Ex-Dividend: Key Considerations for Informed Investors

As of February 25, 2025, SBI Cards and Payment Services Ltd. is trading ex-dividend. This means the stock price no longer includes the value of the recently declared dividend. For investors seeking clarity and a data-driven approach to navigating such corporate actions, understanding the nuances of ex-dividend dates and their impact is crucial.

Decoding Ex-Dividend and Record Dates

The ex-dividend date marks the first day a stock trades without its upcoming dividend payment attached. To be eligible for the dividend distribution, shareholders must own SBI Cards shares before this date.

• Ex-Dividend Date: February 25, 2025
• Record Date: February 25, 2025

The record date is when the company identifies the shareholders officially registered to receive the dividend. Under the current T+1 settlement cycle, investors who purchased SBI Cards shares on February 24, 2025, will be on the shareholder list as of the record date.

Dividend Payout Details

SBI Cards announced an interim dividend for the Financial Year 2024-25.

• Dividend Amount: ₹2.5 per equity share.
• Face Value: ₹10 per equity share.
• Announcement Date: February 17, 2025.
• Payment Date: Expected by March 18, 2025.

This interim dividend represents a payout of 25% of the equity share's face value.

Recent Stock Performance and Financial Health

In recent trading, SBI Cards closed at ₹839, reflecting a modest increase of 0.47%. The stock reached a 52-week high of ₹871.90 on February 14, 2025, indicating recent positive momentum.

However, a deeper analysis of the Q3 FY25 results reveals a more complex picture:

• Consolidated Net Profit: Declined by 30% year-over-year, settling at ₹383.2 crore for the quarter ending December 2025, down from ₹549.1 crore in the prior year's corresponding period.
• Asset Quality: Gross Non-Performing Assets (NPAs) saw an increase from 2.64% to 3.24%. Similarly, Net NPAs rose from 0.96% to 1.18%.

These financial metrics underscore the importance of rigorous due diligence. Tools like the PortoAI Market Lens can help synthesize such data points, providing a comprehensive view beyond headline corporate actions like dividend announcements.

Strategic Investment Decisions with PortoAI

Navigating corporate events such as ex-dividend dates requires a strategic approach grounded in data. While dividends can be a component of total shareholder return, understanding a company's underlying financial performance, such as its profitability trends and asset quality, is paramount for long-term investment success.

The PortoAI platform empowers sophisticated investors, financial advisors, and fund managers to move beyond surface-level news. By leveraging advanced AI analytics, users can dissect financial statements, identify market signals, and assess risk with greater precision. This enables more confident, data-driven investment decisions, ensuring that corporate actions are viewed within the broader context of a company's financial trajectory.

Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always conduct your own thorough research or consult with a qualified financial advisor.